walmart, delta, all american

4230 XXXXXXXXXX XXX

Meadows, NJ. 07096

15 December 2001

Bank of Hudson

853 XXXXXXXX XXXX

Meadows, NJ. 07096

To whom it may concern:

This letter is regarding account #XXXXX

It has come to my attention that the following charges have been made to my credit account:

12/09/2001 WAL_MART------------$15.06

12/10/2001 DELTA AIRLINES----$672.85

12/13/2001 ALL AMERICAN PAWN-------$108.50

I misplaced my card approximately 6 days ago. Please remove these charges from my account. Thank you.

Sincerely,

Charles Ramon